Welcome to Gara. These Terms of Service ("Terms") govern your access to and use of the Gara mobile application and related services ("Service"). By downloading, installing, or using Gara, you agree to be bound by these Terms.
1. Acceptance of Terms
By accessing or using Gara, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.
2. Eligibility
To use Gara, you must:
- Be at least 18 years of age, or the legal gambling age in your jurisdiction, whichever is higher
- Reside in a jurisdiction where gambling-related tracking applications are permitted
- Not be prohibited from accessing betting-related services under applicable laws
By using the Service, you represent and warrant that you meet all eligibility requirements.
3. Description of Service
Gara is a personal betting tracker that enables you to:
- Record and organize your betting activity
- Upload bet slip images for AI-powered data extraction
- View statistics, analytics, and performance insights
- Export your betting history data
4. Account Registration
To access the Service, you must create an account. You agree to:
- Provide accurate, current, and complete registration information
- Maintain the security and confidentiality of your account credentials
- Promptly notify us of any unauthorized access or security breach
- Accept full responsibility for all activities occurring under your account
5. Subscription and Payments
5.1 Subscription Requirement
Gara is a subscription-based service. An active paid subscription or valid free trial is required to access the application. Without an active subscription, you will not be able to use Gara's core functionality, including bet tracking, statistics, AI-powered bet slip scanning, and all other features. Subscriptions are processed and billed through the Apple App Store or Google Play Store.
5.2 Free Trial
We may offer a free trial period to new subscribers. Your subscription will automatically convert to a paid subscription at the end of the trial period unless you cancel before the trial expires. If you cancel during the trial period, your access to Gara may be restricted or terminated according to the policies of the Apple App Store or Google Play Store. You are responsible for managing your subscription through your device's app store settings.
5.3 Cancellation
You may cancel your subscription at any time through your device's app store subscription settings. Cancellation will take effect at the end of your current billing period, and you will retain access to premium features until that date.
5.4 Refunds
All refund requests are handled according to Apple App Store and Google Play Store policies. We do not process refunds directly.
6. Acceptable Use
You agree not to:
- Use the Service for any unlawful purpose or in violation of applicable laws
- Attempt to reverse engineer, decompile, or modify the application
- Share your account credentials or allow others to access your account
- Upload malicious content, viruses, or false information
- Interfere with the proper functioning of the Service
- Use automated systems, bots, or scripts to access the Service
- Circumvent any access restrictions or usage limits
7. Intellectual Property
All content, features, functionality, trademarks, logos, and software comprising Gara are owned by Oiva Jolkkonen and are protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service for personal, non-commercial purposes.
8. User Content
You retain ownership of content you upload to Gara, including bet slip images. By uploading content, you grant us a limited license to process and store this content solely for the purpose of providing and improving the Service. Original images are deleted after AI processing.
9. AI Processing
By using the bet slip scanning feature, you acknowledge and accept that:
- Images are processed using third-party AI services
- AI-based extraction may not achieve 100% accuracy
- You are responsible for verifying extracted data before saving
- Original images are deleted immediately after processing
10. Disclaimer of Warranties
The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that:
- The Service will be uninterrupted, secure, or error-free
- AI-extracted data will be completely accurate
- The Service will meet your specific requirements
- Any defects will be corrected
11. Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall Gara, its owner, or affiliates be liable for:
- Any indirect, incidental, special, consequential, or punitive damages
- Loss of data, profits, revenue, or business opportunities
- Gambling losses or decisions made based on application data
- Any damages arising from your use or inability to use the Service
12. Indemnification
You agree to indemnify, defend, and hold harmless Oiva Jolkkonen and Gara from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from your use of the Service, violation of these Terms, or infringement of any third-party rights.
13. Termination
We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties. Upon termination, your right to use the Service will immediately cease.
14. Modifications to Terms
We reserve the right to modify these Terms at any time. We will provide notice of material changes through the application or via email. Your continued use of the Service following such modifications constitutes acceptance of the updated Terms.
15. App Store Platform Terms
If you obtained Gara from the Apple App Store, you acknowledge and agree that Apple's Standard EULA applies to the licence between you and Apple as the licensor of the application, except to the extent expressly modified by these Terms. Apple is not a party to these Terms and bears no responsibility for the application or its content. Apple is, however, a third-party beneficiary of these Terms and may enforce them against you. If you obtained Gara from the Google Play Store, the Google Play Terms of Service likewise apply.
16. EU / UK Consumer Rights
If you are a consumer resident in the European Union, the European Economic Area, or the United Kingdom, the following additional rights apply and override anything inconsistent in these Terms:
- 14-day right of withdrawal: under EU Directive 2011/83/EU and equivalent UK regulations, you have 14 days from the date of purchase to withdraw from a paid subscription. By starting to use the digital service before the 14-day period ends you acknowledge that you may lose this right (Article 16(m)). Refunds are processed by Apple or Google according to their store policies.
- Statutory consumer protections: nothing in these Terms limits any non-waivable rights you have under mandatory consumer-protection law in your country of residence (including Finnish Consumer Protection Act and EU consumer-rights directives).
- Liability: the Disclaimer of Warranties (Section 10) and Limitation of Liability (Section 11) apply only to the maximum extent permitted by law. We do not exclude or limit liability for fraud, gross negligence, death or personal injury caused by negligence, or any other liability that cannot be excluded under applicable law.
- Out-of-court dispute resolution: EU consumers can use the European Commission's Online Dispute Resolution platform at ec.europa.eu/consumers/odr, or contact their national consumer protection authority. Finnish consumers can also contact the Consumer Disputes Board (Kuluttajariitalautakunta, kuluttajariita.fi).
17. Responsible Gambling
Gara is a tracking and analytics tool only. It does not facilitate, host, or accept any wagers. We strongly encourage responsible play and remind you that:
- Gambling can become a serious problem. Set personal limits and never bet money you cannot afford to lose.
- Past performance shown in Gara's statistics is not a predictor of future results.
- If you feel you may have a gambling problem, please contact a support service in your country, for example: GambleAware (UK), Gambling Therapy (international), Gamblers Anonymous (international), or call 1-800-GAMBLER (US).
18. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of Finland, without regard to conflict of law principles. Any disputes arising from these Terms or use of Gara shall be resolved through binding arbitration or in the courts of Finland. This choice of law and forum does not deprive consumers of the protection afforded by mandatory provisions of the law of their country of residence.
Questions?
If you have any questions about these Terms of Service, please contact us: